As you answered “Yes” to 12 or more questions, congratulations you are well on the way to a successful retirement. You may benefit from looking at the specific questions to which you answered “No” and reflect on what issues they might raise in your retirement. It might be helpful to discuss these with your partner or an independent adviser such as a retirement coach who may allow you to gain even more insight into what is already a well established plan for retirement.

If you answered “Yes” to between 9 and 12  responses, well done you have obviously given some thought to your retirement. You may however benefit from a more formal approach to your retirement and this may involve further planning or work on how you approach your retirement.

For example, you may need to examine how you feel about retirement. Are you fearful of the changes it will bring? Are you concerned what you will do on a daily basis? It may also be helpful to discuss the specific questions to which you replied “No” with partner or an independent adviser such as a retirement coach. Please call us today for a free initial consultation.

If you answered “Yes” to fewer than 9 questions, it seems that you may not have given your retirement much thought to date. Don’t worry, you are not alone as many Australians spend little time preparing and planning their retirement.

However, the overwhelming evidence is the more time you spend planning your retirement, the more successful your retirement will be. It is never too late to start the process. Sometimes the first step is to look at your finances and once you have that in place other areas start to become clearer.

It may be that you don’t know how to go about planning your retirement. We are able to assist you tackle what may be in the “too hard” category and would welcome the opportunity to help. Please call us today if you would like a free confidential initial consultation.